Check a loan officer

The short answer: this is where you see which mortgage loan originators we have checked and what we could verify about each. What this term means: the "Register" is our list of those checks. "Checked" means we compare an originator's NMLS license status, RESPA and TRID compliance, and public disciplinary and complaint record against our 10-point standard. It is not a rate comparison, not a recommendation of any lender, and not a lookup by name or NMLS number. This page shows counts and our method; to verify a license yourself, use the guide to checking an NMLS license (NMLS is the Nationwide Multistate Licensing System).

Real mortgage loan originators, checked against our published standard. Findings are reported in aggregate — we never publish a named originator's failing verdict here. See why below, or see exactly how we reach a pass or fail for the evidence behind every finding.

Not yet reviewed: We haven't reviewed this provider yet. The facts shown come from public records such as NMLS; this is not a rating or recommendation.

Records checked: 17

Full reviews completed: 0

Originators listed (passing): 0

Paid placements: 0, by policy

Records checked means every originator whose public records we have started checking against our published standard; a record counts here even when some points could not be confirmed. Full review completed means every applicable point of the standard was checked and ended as pass, fail or not applicable, with none left unknown and none on hold. Findings are reported in aggregate. Listed (passing) means an originator has cleared every applicable point of our standard on independent, primary-source evidence, and is named in the directory below.

We do not accept payment from any originator or brokerage — checked, passing, or failing — in exchange for a favorable finding, inclusion in the passing directory, or suppression of a failing result. See our methodology and editorial policy for the full commitment.

Where we are right now: vetting has begun — 17 records have been checked so far, 0 of them with a full review completed, and none has cleared every applicable point of our standard. Per our policy above, we report that in aggregate rather than naming who it was. The passing directory below is empty because no one we've checked yet has passed every point, not because a pass is being withheld. Updates is where new results show up as they're completed.

What you can do next

Verify a loan officer's license yourself — the guide walks through NMLS Consumer Access, the free federal lookup.
How we check — the 10 points each originator is measured against.
How our research works — how findings are made, dated, re-checked, and corrected.
Report an error — tell us if a finding looks wrong.

Originators that pass, by name

Every originator here will have cleared every applicable point of our standard on independent, primary-source evidence. Each listing will carry the exact date we last fully checked it and the date we're next committed to re-checking it — an originator isn't "listed and forgotten," they're on a schedule, with a lighter-weight scan for new developments (a license lapse, a new disciplinary action, an origination-authority termination) running weekly in between full re-checks.

Regulatory dossier index — passing directory
Originator	Category	Jurisdiction	Checks passed	Source-checked	Next check
No originator has cleared every applicable point of our standard yet — vetting is honest and ongoing, not padded to look busier than it is. This row will name each one, with its full index of fields, the moment that changes.

Want a specific originator checked?

Tell us who — real requests are how we'll decide what to check first. You'll get an email confirming we received it. We can only confirm a status publicly for originators named on the Register; for any name that isn't published there, we have no status we can confirm publicly. If the name is ever published as passing, we'll send you a direct link.

Looking for an originator, not checking on one?

Tell us your state and what you need, and we'll email you the moment someone in that category and state passes our standard. Get notified →

Why a failing originator is never named

When an originator fails our standard, we'll report that in aggregate — "X of Y originators checked this round passed" — rather than naming the specific person or business. That's a deliberate policy, not a legal hedge: our failing verdict is our own conclusion against a standard we wrote, and we'd rather be conservative about what we assert publicly about a specific individual or small business. A passing verdict is different — we're naming an originator for meeting objective, checkable requirements, not accusing anyone of anything.

There is one planned exception to the failing-side anonymity rule, built the same way it works on the sister sites: a separate, explicitly-approved page indexing already-public NMLS/state regulator disciplinary actions under the originator's own name, exactly as the regulator already published it. That's reporting a public record, not our own verdict, and it hasn't been built yet.

See our editorial policy for how we're funded and what would have to be disclosed if that ever changes.

Report an error in this Register

Think we got something wrong — a fact in a public finding, a gap in our methodology, or something you've learned independently that you believe should have been reflected here? Tell us using the "Report an error / request a correction" option, or email hello@themortgagerecord.org directly. We commit to reviewing every correction request within 5 business days, whether or not an originator has been publicly listed yet — this applies to the Register's methodology and any finding behind it, not just to entries that are currently visible on this page.

Corrections

No corrections have been issued on this page yet. When one is, it'll appear here as a dated note — the same way an already-published correction appears directly on the affected page elsewhere on this site — never as a silent edit.