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The Mortgage RecordAn independent record of mortgage loan originators — NMLS licensing, RESPA/TRID compliance, and conduct, checked against real regulation

Last reviewed: 16 September 2026

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Get notified

This is a waitlist — read on before signing up.

Where things actually stand: zero originators are currently listed on the Register's passing directory, in any category or state. Signing up here doesn't connect you with anyone today. It puts you on a list we check the moment that changes for your category and state, and emails you directly when it does — nothing more, and nothing less.

How this actually works

Pick the category you need and the state you're in. We'll email you the moment an originator in that exact combination clears every applicable point of our published standard on independent, primary-source evidence and is added to the passing directory. We can't promise a timeline — signing up tells us where real demand exists, which is exactly what we use to decide what to check next.

We do not accept payment from any originator to be checked sooner or to influence whether they pass — see our editorial policy for the full commitment.

We never share or sell this list.

Why this is a waitlist, not a directory yet

Every originator gets checked against the same published standard before ever being named — see our methodology for exactly how. Nobody has cleared every applicable point yet, in any category or state, which is why the passing directory on the Register is still empty. That bar doesn't move for how badly a category needs a passing entry.

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